Stellar Lumens (XLM) is a decentralized, open-source blockchain platform that enables fast and low-cost cross-border transactions. Designed for financial inclusion, it bridges traditional banking systems with digital assets. XLM is widely used for token swaps within decentralized platforms and is supported by major exchanges, providing liquidity and accessibility.
Impatto sul mercato
Stellar has revolutionized international remittances by offering a fast, affordable and scalable solution for cross-border transactions. Its network's ability to support token swaps has attracted decentralized finance (DeFi) applications. Meanwhile, XLM's presence on global exchanges has boosted liquidity, reinforcing its role as a versatile digital asset in financial markets.
Storia
Stellar was founded in 2014 by Jed McCaleb and Joyce Kim to address inefficiencies in cross-border payments. It introduced its native token, Lumens (XLM), to prevent network spam and facilitate multi-currency transfers. Over time, Stellar developed partnerships with global organizations to expand adoption, integrating decentralized exchanges for seamless asset swaps.
Caratteristiche
Low Transaction Fees
Stellar offers minimal transaction costs, making it an economical choice for swaps and payments across decentralized platforms.
Fast Settlement Times
Transactions are processed in 3-5 seconds, enabling near-instant exchanges and cross-border transfers.
Built-in Decentralized Exchange
Stellar includes a native decentralized exchange, allowing users to trade assets without intermediaries.
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